Buying a Home

Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information.

One of my specialties is representing the best interests of area buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.

Why Use a Real Estate Agent when Buying a Home?

A real estate agent can help you understand everything you need to know about the home buying process.

Qualified real estate agents are committed to treating all parties to a transaction honestly. Real estate agents subscribe to a strict Code of Ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate.

Real estate transactions involve one of the biggest financial investments of most people’s lifetime. Transactions today usually exceed $250,000. If you had a $250,000 income tax problem, would you attempt to deal with it without the help of a certified professional accountant? If you had a $250,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be wise to work with a qualified agent.

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If you're still not convinced of the value of a real estate agent, here are more reasons to use one:

Your agent can help you determine your buying power - that is, your financial reserves plus your borrowing capacity. If you give your real estate agent some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders - banks and mortgage companies - offer limited choices.

Your real estate agent has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.

Your real estate agent can assist you in the selection process by providing objective information about each property. Agents who are qualified have access to a variety of informational resources and can provide local community information on utilities, zoning, schools, etc.

Your qualified agent can help you with negotiations and inspections. There are many negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or appliances. The purchase agreement should allow time for you to complete appropriate inspections and investigations of the property before you are bound to complete

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#1

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22y

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+100

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+1 432 673 9742

444 Main Street, Suite 55, L4L 2B9

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